BANK FINANCING - General Requirements:
1.) Picture- 3 pcs. 1x1 (applicant)
2.) Valid ID's- 2pcs if married: husband & wife & Attorney-in-Fact (photocopy of SSS, Passport, Driver's License and or Voter's ID)
3.) Residence Certificate /Cedula - for the current year (husband & wife & Atty in Fact)
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow) or Legal Separation Papers (with cerificate of finality of the court) if applicable
5.) Proof of Billing Address or Certification from Owner if Renting
6.) TIN- (Tax Identification Number - Applicant)
7.) ITR - Income Tax Return/ Certificate of Payment/Tax Withheld
8.)Post Dated Checques for Down Payment: Developer will give Bank Referral Letter so buyer can open a checking account. Only Php 5,000.00 to open an account.:

BANK FORMS FOR FILL -UP AND SIGNATURE OF BUYER
1.)Bank Housing Loan Application
2.)Consularized SPA form

FORMS FOR FILL-UP AND SIGNATURE OF BUYER
1.) Buyers Information Sheet
2.) Reservation Agreement
3.) Counselling Form
4.) Deed of Absolute Sale
5.) Deed of Reconveyance
6.) Insurance
7.) Special Power of Attorney
8.) AIF Information Sheet
9.) Credit Investigation Form
10.)Contract to Sell

About Bank Financing:
Recommended financing for: Those who are working, still legally married or single and want to avail low interest rate.
How much is the initial cash out? Reservation fee ranges from Php 7,500 to Php 30,000, depends on the house model.
What is the interest rate? 10% per year. Prevailing rate will apply upon loan take out.
What is the maximum loan term? Up to 20 years. As long as Client's age is not more than 60 yrs old when loan matures.
Who will process the bank loan? Our Developer's office. Just submit the requirements.
Where shall I pay? At the Developer's main or branch offices.
How can I pay if I'm out of country? Thru your Atty-in-Fact or Authorize Representative.
When can I move-in to my house? After full downpayment and housing loan approval.
When can I move-in if I pay early the full amount? The next month after full downpayment. There is schedule to follow.
When is the start of downpayment? On the 30th - 45th days after reservation date, there is cut off schedule.
When is the start of my amortization? After full DP, move in and Bank Housing Loan approval.
When is the start of bank amortization if DP is paid early in full? A month after house acceptance or move in.
What is processing fee? It covers payment for Title transfer cost, advance insurances, realty tax & documentary expenses.





IN-HOUSE FINANCING - General Requirements:
1.) Picture (1 x1-3 pcs)- (husband & wife & Atty. in Fact)
2.) Photocopy of 2 government issued ID with Picture (SSS; Passport: Driver's License and /or Voter's ID)
3.) TIN- (Tax Identification Number - Applicant)
4.) Birth Certificate (if single) or Marriage Contract ( if Married) or Death Certificate (Widow) or Legal Separation Papers (with cerificate of finality of the court) if applicable
5.) Proof of Billing Address or Certification from Owner if Renting

Post Dated Checks
1.) Down Payment
2.) Monthly Amortization
3.) Real Property Tax Post Dated Checks
Developer will give a Bank Referral Letter so buyer can open a checking account. Only Php 5,000 needed to open an account.

FORMS FOR FILL-UP AND SIGNATURE OF BUYER
1.) Buyers Information Sheet
2.) Reservation Agreement
3.) Counselling Form
4.) Deed of Absolute Sale
5.) Deed of Reconveyance
6.) Insurance
7.) Special Power of Attorney
8.) AIF Information Sheet
9.) Credit Investigation Form
10.)Contract to Sell

About In-house Financing

In-house is recommended for: Those who are not working, with marital status problem, as secret investment.
How much is the initial cash out? Just pay Php 7,500 to Php 30,000 as payment for the reservation fee, depends in
the house model.
What is In-house Financing? A loan provided directly by Developer's office. This will not pass through bank.
What is the interest rate? 18 - 21% per year.
What is the maximum loan term? Up to 10 years only.
Who will process the loan? Our Developer's office. Just submit the requirements.
Where shall I pay? At the Developer's main or branch offices.
How can I pay if I'm out of country? Thru your Atty-in-Fact or Authorize Representative (SPA).
When can I move-in to my house? A month after settlement of full downpayment.
When can I move-in if I pay early the full amount? A month after house acceptance. There is schedule to follow.
When is the start of downpayment? On the 30th - 45th days after reservation date.
When is the start of my amortization? A month after full downpayment or house acceptance/move in.
When is the start of amortization if DP is paid early in full? A month after full dp payment.
What is processing fee? It's payment for advance insurances, realty tax & documentary expenses. Title transfer not
included.

Other Kind of Payment Terms
Cash Deferred Payment - Total Contract Price is paid in 24 monthly installment without interest. Ask us for details.
Spot Cash Deferred Payment - spot cash payment means a one time payment of Total Contract Price with 10% Discount on Selling Price within 7 days from reservation date. Diminishing discount will apply if spot cash is made after 7 days from reservation date. Ask us for details.







PAG-IBIG FINANCING - Requirements:
1.) Picture- 3 pcs. 1x1 (applicant)
2.) Valid ID's- 2pcs (if married: husband & wife & Attorney-in-Fact)
3.) Residence Certificate /Cedula - (husband & wife & Atty-in-Fact)
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (3 months)
7.) MSVS - Membership Status Verification Slip from Pag-ibig)
8.) Pag-ibig Counselling from the Developer
9.) TIN- (Tax Identification Number - Applicant)
10.) Certificate of Employment with Compensation
FOR OFW: Job Contract and Photocopy of Passport
11.) ITR - Income Tax Return/ Certificate of Payment/Tax Withheld- (For loan above 750K)
12.) PDC- Post Dated Checques: Developer will give a Bank Referral Letter so Buyer can open a checking account. Only Php5,000 needed to open an account.








PDC - To Open Current / Checking Account - Requirements:
1.) Picture- 3 pcs. 1x1
2.) Valid ID's- 3 pcs. photocopy (ex. SSS, Driver's license, GSIS, Postal ID, Company ID, Passport, TIN, etc.)
3.) TIN- (Tax Identification Number)
4.) Php 5,000- (Initial deposit to open an account)
5.) Php 340- (cost of checkbook)
6.) Bank Referral Letter- (Developer will issue the letter addressed to the bank upon request by the buyer or thru his/her Atty. in Fact)






MERALCO Application Requirements:
The following are the documents needed for individual
MERALCO application.
1.) Certification from PROFRIENDS.
2.) Contract to Sell- (From profriends)
3.) VALID ID- (of the unit owner)
Photocopy of any 1 of the following)
-(SSS, Driver's License, TIN, PRC, GSIS,
Passport, Philhealth, Postal ID)
4.) Clearance to Move- In (From profriends)
5.) Electrical/ Wiring Permit (will be released from Engg office)
6.) Valid ID of the SPA- (Same as the above)
7.) Authorization to apply for Electric Service from Meralco- (to be provided by Engineering office)
8.) Electric Meter Fee- Php 2,700 (to be paid to MERALCO office)
NOTE: It takes 3weeks for the electric meter connection.







WATER Supply Connection:
1.) Certification from PROFRIENDS.
2.) Clearance to Move- In (From profriends)
3.) Water Meter Fee -Php 1,700-
(To be paid to the WATER supply management office)
NOTE: It takes 1week for the water meter and supply connection.